This year I am starting out with a challenge to my whole family to save as much money as possible this year. Ya wanna know something sad? My husband and I never had a savings account until a year ago. We had always been spenders and if it was in the bank account, it would most likely get spent. That has only gotten us in financial trouble in the past, so we are being a lot more conscious and aware of our spending now. Not only that, but we are making an honest effort to get money into savings and leave it there.
So this year I thought that on top of what we are putting into our savings account, NOT TO BE TOUCHED, we would start a 52 week savings challenge where we will be able to do something fun as a family with the money that we save.
The thing is, I didn’t like how most of the 52 week savings challenges were laid out. I don’t know about you, but I don’t want to be putting $200 into a savings jar during the month of December. I’m thinking about paying for gifts instead. So I switched things up a little and instead everything is a $2 difference each week. You start out small, increase each week and then when you get into July you are paying your highest amounts into the savings jar. Then you work your way back down and you are only putting $20 into the jar in December.
Now another idea is if you have a good pay week, but you’re only supposed to be putting $13 into the jar, jump ahead a bit and put the $49 instead. Mark it off so you know you have done it, and then you have another lack week later in the year when you can jump back to the $13. I have put a column for you to mark off so that if you want/have to jump around a little you can….the total amounts will just be a bit off until you reach your last week when you will have $1378 saved!!!
And at the bottom of the printable I have a place for you to write your challenge goal. I’m thinking that our goal for our 2015 savings challenge is gonna be Disneyland. What is yours?
a few other ideas you may love: